Debt Collection Merchant Account

Altix Payments provides compliant and stable payment processing solutions for debt collection agencies and recovery services. We understand the regulatory challenges and risk factors unique to this industry, and we deliver tools that help you process payments smoothly and securely.

Collections is considered a high-risk vertical by many providers, which often leads to account shutdowns, withheld funds, or high reserve requirements. Our banking partners are experienced with debt recovery models and can support recurring and one-time payments with reduced friction.

We help you navigate compliance, manage chargebacks, and integrate payment portals that meet the needs of both your business and your clients. Whether you're handling medical debt, credit card collections, or past-due utilities, we tailor solutions to fit your operations.

Our services are a strong fit for:

• Third-party collection agencies
• Debt buyers and portfolio managers
• Medical, utility, or telecom debt recovery
• Legal and financial resolution services
• Installment and recurring payment models

Altix Payments stays involved beyond onboarding, helping you reduce risk, optimize payment flows, and remain compliant as regulations evolve.